Standard
UPDATE AVAILABLE

AS 2805.2:2015

[Superseded]

Electronic funds transfers - Requirements for interfaces, Part 2: Message structures, format and content

Specifies the message structure, format, content, data elements and values for data elements required for an interface by which card-originated electronic messages relating to financial transactions may be interchanged.
Published: 08/05/2015
Pages: 97
Table of contents
Cited references
Content history
Table of contents
Header
About this publication
Preface
Foreword
1 Scope and general
1.1 Scope
1.2 Referenced documents
1.3 Definitions
1.4 Message structure
1.5 Message flow
1.6 Date fields
2 Message-type identifiers
2.1 Scope
2.2 Structure and attribute
2.3 Message repeats
2.4 Identifiers
2.5 Type and purpose
3 Bitmaps
3.1 General
3.2 Significance of bits
3.3 Presence of secondary bitmap
3.4 Primary bitmap
3.5 Secondary bitmap
3.6 Data element characteristics
3.7 Format
3.8 Attribute
3.9 Conditions
4 Data elements
4.1 General
4.2 Message construction
4.3 Directory of data elements
4.4 Requirements for data elements
4.4.1 General
4.4.2 Card status update code (field 117)
4.4.3 Expression of amounts
4.4.4 File update code (field 91)
4.4.5 Handling of amounts
4.4.6 Identification of financial institutions
4.4.7 Network management information code (field 70)
4.4.8 Original data elements (field 90)
4.4.9 Point of service condition code (field 25)
4.4.10 Point of service entry mode (field 22)
4.4.11 Processing code (field 3)
4.4.12 Response code (field 39)
4.4.13 Service restriction code (field 40)
4.4.14 Settlement code (field 66)
4.4.15 Settlement data elements
4.4.16 Variable length data elements
4.4.17 Point of service pin capture code (field 26)
4.4.18 Message authentication code (MAC) field (fields 64 and 128)
4.4.19 Additional amounts (field 54)
4.4.20 Transmission date and time (field 7)
4.4.21 Time, local transaction and date, local transaction (fields 12 and 13)
4.4.22 Systems trace audit number (field 11)
4.4.23 Usage of institution identification codes
4.4.24 Usage of security related control information (field 53)
4.4.25 Usage of additional data national (field 47)
4.4.25.1 Field usage
4.4.25.2 Length (LEN)
4.4.25.3 Card check value (CCV)
4.4.25.4 Card check indicator (CCI)
4.4.25.5 Card check type (CCT)
4.4.25.6 Electronic commerce and mail/telephone order indicator (ECM)
4.4.25.7 Security level indicator (SLI)
4.4.25.8 Cheque details (CHQ)
4.4.25.9 Cheque details response (CHR)
4.4.25.10 Dishonour cheque details (DIS)
4.4.25.11 Electronic fallback key entry indicator (FBK)
4.4.25.12 Faulty card read (FCR)
4.4.25.13 Transaction identifier (XID)
4.4.25.14 Cardholder authentication verification value (CAV)
4.4.25.15 Cardholder authentication verification result (CAR)
4.4.25.16 Verified enrolment response (VER)
4.4.25.17 Payer authentication response status (PAR)
4.4.25.18 Post code (PCA)
4.4.25.19 Post code (PCH)
4.4.25.20 Deposit type (DEP)
4.4.25.21 Terminal capability code (TCC)
4.4.25.22 Electronic fee code (EFC)
4.4.25.23 Transaction acceptance method (TAM)
4.4.25.24 Primary factor verification (PFV)
4.4.25.25 Secondary factor verification (SFV)
4.4.25.26 Value added services data (VAS)
4.4.25.27 Format of card acceptor name/location (FCA)
4.4.25.28 Wallet indicator (WLT)
4.4.26 Integrated circuit card (ICC) related data (field 55)
4.4.27 Payment token data
Appendix A
A1 Additional message types
A2 Additional data elements
A3 Mandatory and conditional data elements
Appendix B
Appendix C
C1 General
C2 Legend
C3 Flows
Appendix D
Appendix E
E1 Transaction matching
E1.1 General
E1.2 Key matching fields
E2 Reconciliation processing for interchanges
E2.1 General
E2.2 Processing
E3 Identification fields in EFT messages
E3.1 General
E3.2 Acquiring institution identification code (AIIC)—field 32
E3.3 Card acceptor identification code (CAIC)—field 42
E3.4 Card acceptor terminal identification code (CATID)—field 41
E4 Institution identification codes
E5 Local date and time usage
E6 Card acceptor name/location format
Appendix F
F1 Introduction
F2 Description of the service provided
F3 The card acceptor registry number
F4 Options with card acceptor numbers
F5 Application for card acceptor register numbers
Appendix G
G1 Introduction
G2 Field usage
Appendix H
H1 Introduction
H2 Field usage
Appendix I
I1 Introduction
I2 Field representation
I3 Variable-length field representation
I4 Justification and filling
I5 Binary data
I6 Character data
Appendix J
J1 Introduction
J2 Description of the service provded
J3 Application form for institution identification code
Amendment control sheet
AS 2805.2:2015
Amendment No. 1 (2016)
Revised text
Cited references in this standard
Content history
[Pending Revision]
[Superseded]